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Pets require the same – sometimes expensive – healthcare as any member of your family. United Credit partners with thousands of businesses across the country, including veterinarians and pet specialists who help your animals thrive. Apply for veterinary financing in minutes and see how together, we do more.
Thanks to our lending partner network, United Credit can connect you with pet care financing options for a variety of veterinary procedures and treatments for your pet, including:
Spaying and neutering, Emergency surgery or services, Major surgery, Skincare or dermatology, Parasites, Vaccinations, Annual checkups, Dental care and cleanings, Medication, Chemotherapy or cancer treatment, Microchipping, Hip dysplasia surgery, Rehabilitation services
We can help you find the veterinary financing you need for your pets, including:
Dogs, Cats, Horses, Birds, Reptiles, Rabbits, Guinea Pigs, And more!
Spaying and neutering, Emergency surgery or services, Major surgery, Skincare or dermatology, Parasites, Vaccinations, Annual checkups, Dental care and cleanings, Medication, Chemotherapy or cancer treatment, Microchipping, Hip dysplasia surgery, Rehabilitation services
We can help you find the veterinary financing you need for your pets, including:
Dogs, Cats, Horses, Birds, Reptiles, Rabbits, Guinea Pigs, And more!
Easy application
It only takes a few minutes to complete our simple online application
More financing options
Access multiple pet care financing options with affordable interest rates and payment terms
Fast approval
You’ll receive a response from our lender network the same business day
Affordable financing
Find a payment plan that fits your needs and your budget
Superior service
Your dedicated support rep will answer all your questions and help you through the entire application process for your veterinary care loan.
*Some applicants may qualify for more. Actual loan amount and terms are dependent on credit usage and history.
United Credit helps consumers within a wide range of credit scores apply for veterinary and pet care financing, meaning we connect more people like you with the loan you need to care for your animals. We are not a credit card; instead, we are a gateway to installment loans and other financing options with affordable interest rates and payment terms best suited for your credit profile. Loans for veterinary care from our lender network vary based on your credit application.
Keeping your pets happy and healthy is important. Whether your dog needs annual vaccinations or your cat needs surgery, financing these services can help you pay for the crucial care your pet needs now.
United Credit is here to connect you with veterinary financing solutions through our network of lending partners. Veterinary and pet care financing can help your pet get the procedure they need with a payment plan that fits your budget.
Veterinary and pet care financing through United Credit’s lending partners may cover the entire cost of your pet’s procedure, up to $25,000. This includes procedures like:
From vaccinations and routine care to medication and diagnostic services, the cost of caring for your beloved pet varies. For example, a routine visit can be $45 to $55, while diagnosing a health issue can cost $1,000 or more.
Talk to your veterinarian and do your research to understand your options for keeping your pet happy and healthy.
We recommend checking services like Credit Karma, requesting your credit history, and signing up for credit monitoring from all three major credit bureaus as one of the first steps in applying for a pet care loan.
Your credit score depends on several factors, including:
your bank account history However, just because your credit history is less than ideal doesn’t mean you can’t get a veterinary loan. When you submit an application, our initial check is what’s known as a “soft” credit inquiry which does not impact your credit score. Individual lenders may run a hard credit check, which will impact your score, which is why it’s essential to know what your credit report contains.
ExcellentBased on 1200 reviewsTita Norman2023-06-14Very easy to apply and approval was fast.Victor Olechno2023-06-14Great service. Thank youTheresa2023-06-14Very professional & efficient.Beverly Johnson2023-06-13Service was very efficient!Aminata Zubairu2023-06-13United Credit is the best. You apply and in no time you get an answer if you're approved or not. And the Customer Service Representative are always willing to help, answer questions you may have. I will recommend United Credit to anyone 👌 👍 👏Terrica Johnson2023-06-13Experience was awesome! Yessica was so polite and followed up with us right away! Very good customer service. We need this type of service in every business. Now, my wife is able to have surgery, not happy about her body after having 4 children you all are a blessing ! Thanks again God bless you allCarmen O’Keefe2023-06-13My experience with United Medical Credit has been nothing short of miraculous. I am so grateful to them and my representative Karla who was & continues to be absolutely phenomenally responsive, professional, efficient & extremely sweet! Thank You UMCAntonio Rodríguez2023-06-09Es bueno
As Chief Sales and Marketing Officer, Nate expertly drives revenue growth for United Credit by leading sales and marketing strategies across all channels. With over 20 years of experience working with global brands in various industries, Nate has a proven track record of boosting sales, expanding market share, and building strong relationships. His unique ‘right-brain + left-brain’ approach combines business acumen and strategic thinking with striking creative execution, ensuring United Credit’s sales and marketing efforts consistently deliver results for continued success.
Matthew is the President and Founder of United Credit. Matt founded fintech company United Medical Credit in 2011 to connect consumers and businesses with an array of experienced, innovative financing solutions. In 2022, the company grew and became United Credit, fueling an expansion into retail markets while retaining its expertise in specialty healthcare.
Since its founding, Matt has provided leadership for all aspects of the Company, emphasizing long-term growth while ensuring United Credit delivers value to its consumers, merchants, and business partners. The Company has risen in the fintech space as a preferred consumer financing partner under his tenure.
Matt is also an active member of YPO (Young Presidents’ Organization), the world’s largest leadership community of company chief executives.