Apply for Fitness & Outdoor Equipment Financing Now

Exploring the great outdoors is just more fun when you’re riding on an ATV or behind the wheel of a boat. Exercise is a more enjoyable experience when you have the right equipment to help you feel motivated to move. For many consumers, these expensive items may only be attainable through a financing solution. With financing, they may be able to make payments on these items, and purchase the brand they want, or finance the cost of building out a home gym.

United Credit is here to connect you with fitness and outdoor power equipment financing solutions through our network of lending partners. Fitness and outdoor equipment financing can help you get the equipment you need with a payment plan that fits your budget.

Fitness and outdoor equipment financing through United Credit’s lending partners may cover the entire cost of your equipment, up to $25,000. This includes items like:

• Treadmills
• Free weights, benches, and racks
• Ellipticals
• ATVs
• Boats

The best financing depends on your needs, credit, and financial goals. Things like monthly payments, loan terms and conditions, and APR all work together to make your ideal loan that’s unique to your situation. The United Credit team is dedicated to connecting you with the loan that best meets your needs and fits your budget.

With our industry-leading network of lending partners, you can access loan options for cosmetic surgery, veterinary and pet care, bariatric surgery, and major retail purchases.

We recommend checking services like Credit Karma, requesting your credit history, and signing up for credit monitoring from all three major credit bureaus as one of the first steps in applying for a loan.

Your credit score depends on several factors, including:

• Your current income
• History of making timely payments for existing loans
• Whether you’re currently enrolled in debt forgiveness programs
• The ratio of “good debt” to “bad debt”
• How long you’ve had a credit history
• Your bank account history.

If you find incorrect information in your credit history, you have the right to appeal it and request your score be corrected. This can help you improve your credit score.

However, just because your credit history is less than ideal doesn’t mean you can’t get a loan. When you submit an application, our initial check is what’s known as a “soft” credit inquiry which does not impact your credit score. Individual lenders may run a hard credit check, which will impact your score, which is why it’s essential to know what your credit report contains.