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A tummy tuck, or abdominoplasty as defined by PlasticSurgery.org, is the surgical process of removing excess fat and skin, and in most cases restoring “weakened or separated muscles to create an abdominal profile that is smoother and firmer.” TummyTuckCost.com adds that abdominoplasty can “smooth unsightly stretch marks beneath the navel” which commonly occurs after pregnancy or excessive weight loss.
As the American Society of Plastic Surgeons states, a tummy tuck is a highly individualized procedure that should be done to fulfill a personal commitment to look and feel better—not to appease someone else’s desire, or fit into an idealized image.
Possible candidates are those who are physically healthy, at a stable weight, have realistic expectations, and do not smoke. Women who are still considering getting pregnant in the future—or those who are planning to lose substantial weight—should postpone this kind of surgery, as these actions can diminish the results of a tummy tuck.
There are several types of tummy tucks based on patients’ individual cases.
A traditional tummy tuck requires work throughout most of the abdomen, which involves a large incision from hip bone to hip bone. And an extended tummy tuck calls for a larger incision. This is recommended for patients with lower belly flab beneath the navel. Generally, these two types of tummy tucks are for those with the most corrective issues.
A less invasive form is the endoscopic tummy tuck, wherein a camera on a long tube is inserted through small incisions. This type involves minimal bruising, swelling, and scarring. Laser and mini tummy tucks are also available for patients within 10% of their desired weight.
Once you’ve decided to undergo a tummy tuck, you will need to undergo the following preparatory procedures:
According to ASPS, the average cost of a tummy tuck is $6,253, based on 2018 statistics. This cost does not include anesthesia, operating room facilities, surgeon’s fee, medication prescriptions, medical tests, post-surgery garments, or other related expenses.
It is also important to consider where you get your tummy tuck. For example, the procedure will likely be more expensive in New York as compared to Mississippi. The cost is also higher for females because there are more tests needed.
Most insurance companies consider this an elective procedure, so your policy will most likely not cover this. Aside from spending savings or maxing out credit cards, a more viable option is to get a plastic surgery loan.
United Credit helps potential patients obtain financing for cosmetic surgery procedures such as tummy tucks. As an intermediary, United Credit carries more than a decade of experience and a track record in service reliability when it comes to helping prospective patients get loans for plastic surgery, bariatric surgery, fertility procedures, dental surgery, Lasik and eye operations, hearing devices, and other general healthcare needs.
United Credit offers Same-As-Cash (SAC) programs ranging from 6–24 months on approved credit with provider participation. For more information on loans for plastic surgery and other interventions, contact (888) 647-4333, send an e-mail to info@unitedcredit.com, or visit their website.
Tummy tucks are a popular way for patients to achieve their body goals. In fact, it’s the sixth most common cosmetic surgery according to the American Society of Plastic Surgeons.
So why get a tummy tuck? There are many pros and cons of tummy tuck surgery to consider when thinking about undergoing a procedure.
The best way to find out is to speak to your surgery clinic. The average cost of a tummy tuck procedure is approximately $6,000. Many patients opt for financing options for their mommy makeover.
Tummy tuck costs vary by region and surgery center; some surgeons’ fees are more than others. Other factors such as gender, the extensiveness of the procedure, anesthesia, any necessary tests, medications, and the length of your hospital stay (if any) will impact your total cost.
Insurance may cover some plastic surgery procedures like corrective surgeries or surgeries to alleviate a specific issue. For example, your health insurance could cover breast reconstruction after a mastectomy, or a breast reduction to fix back strain. Breast augmentation as a cosmetic procedure would not be covered by most insurance. Health insurance companies usually only pay for a procedure deemed medically necessary.
Many people want to know how soon the swelling goes down after tummy tuck surgery. Although recovery is different for everyone, many patients see their swelling go down at around three months.
Post-surgical massage has many benefits. Massage can help reduce scar tissue, reduce bruising, and promote good circulation, all of which lead to faster healing.
Surgical removal is a very effective way to get rid of stretch marks. However, only stretch marks on the lower abdomen will be affected. Stretch marks on the hips and buttocks won’t go away after a tummy tuck.
A tummy tuck removes excess fat and tightens the skin of the abdomen. The American Society of Plastic Surgeons recommends that anyone considering this procedure stop smoking right away. This is highly recommended well in advance of any major surgery.
As your surgery date approaches, you will need to stop taking anti-inflammatory drugs, aspirin, and some herbal supplements as these can cause excess bleeding. You may also need to adjust your medication or take a new medication.
It will usually take several weeks or months to see the complete results. Recovery is different for everyone, but countless patients have been thrilled with their tummy tuck results!
United Credit has been helping patients with financing plastic surgery for years. We connect you with a personal loan from our network of lenders, finding low monthly payments for your budget. If you need to finance cosmetic surgery, successful loan repayment can also help you build your credit score.
Mini tucks address the lower belly. Full tucks cover both above and below the belly button. An extended tummy tuck also includes the flanks and hips. Depending on your situation, your plastic surgeon will advise you on the best tummy tuck procedure for your body.
A tummy tuck, also known as abdominoplasty, is unlikely to be covered by insurance. This is because it is considered a cosmetic procedure. After significant weight loss, insurance may cover a different type of surgery called a panniculectomy. This surgery removes an overhanging apron of skin left on the lower belly after significant weight loss.
A tummy tuck is a procedure that removes excess fat and skin from the abdominal area. This can correct loose skin after weight loss or pregnancy. Liposuction removes fat deposits in the stomach, back, buttocks, hips, and/or thighs. A tummy tuck surgery can correct loose stomach muscles, while liposuction does not affect the muscles at all.
In general, surgery is needed to fix diastasis recti. This is because there is no muscle running horizontally between the muscles that have become pulled apart, so strengthening your abdominal muscles can only do so much. Simultaneously, a tummy tuck removes excess skin and fat.
Tummy tucks are considered a permanent procedure. This is because cosmetic surgery removes excess skin and fat permanently. However, significant weight gain can hide the results, and significant weight loss can cause the skin to lose elasticity again. A restful and healthy recovery from your procedure can help you have long-lasting, satisfying results.
Patients with bad credit or fair credit often wonder if they can receive a loan, or if they can use their health insurance to cover their surgery. Because plastic surgery like tummy tucks and breast implants are considered cosmetic procedures, most health insurance companies do not cover them.
Patients with less-than-perfect credit may not have an available line of credit large enough to cover their cosmetic surgery, so a loan with a payment plan could work better for them. Even if you have excellent credit, you may not want to use medical credit cards as they can have a high-interest rate if not paid back in a certain period. These are some of the reasons patients prefer to cover their abdominoplasty surgery costs via financing.
United Credit helps match patients with reliable lenders in our network who work with their unique financial situation. A loan payment calculator can help you plan for your personal finance goals and check what kind of monthly payment would fit your budget.
There are tremendous benefits of tummy tuck surgery, but it can be expensive. Fortunately, United Credit can help. We are dedicated to providing our customers with quality service and comprehensive financing solutions through our lending partner network.
Don’t let the cost of a tummy tuck hold you back from looking and feeling your best. Complete our online application today to find financing options that best suit your needs and budget.
As Chief Sales and Marketing Officer, Nate expertly drives revenue growth for United Credit by leading sales and marketing strategies across all channels. With over 20 years of experience working with global brands in various industries, Nate has a proven track record of boosting sales, expanding market share, and building strong relationships. His unique ‘right-brain + left-brain’ approach combines business acumen and strategic thinking with striking creative execution, ensuring United Credit’s sales and marketing efforts consistently deliver results for continued success.
Matthew is the President and Founder of United Credit. Matt founded fintech company United Medical Credit in 2011 to connect consumers and businesses with an array of experienced, innovative financing solutions. In 2022, the company grew and became United Credit, fueling an expansion into retail markets while retaining its expertise in specialty healthcare.
Since its founding, Matt has provided leadership for all aspects of the Company, emphasizing long-term growth while ensuring United Credit delivers value to its consumers, merchants, and business partners. The Company has risen in the fintech space as a preferred consumer financing partner under his tenure.
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