Do You Need Braces?

Do you need braces? Dental braces, or orthodontic braces, are used by orthodontists to correct and fix teeth imperfections, particularly misaligned and crooked teeth. Braces are also used to improve dental bite—which is essentially the “relationship” of the teeth between the upper and lower jaws. In the US, according to MedicineNet.com, the cost for braces range from $2,000 to $4,000 for the first phase of the procedure. The second phase, which is when the braces are applied, can go up to $7,000. Other types of braces, like clear aligners, can cost more. How do you know if you should invest in this kind of dental procedure or if your child needs it? Here are three signs to look out for. You are bothered by imperfections. If you have a teeth gap that is bothering you, not just because of aesthetic reasons, but because it affects the growth of your other teeth, consult your dental professional. For young children, teeth imperfections mend themselves as they grow but check for other symptoms, like early loss of baby teeth, chewing or biting difficulty, and jaws or teeth that seem out of proportion, because it may signal a bigger problem. As a general rule of thumb, if in doubt about your teeth, ask an orthodontist. Your oral functions are affected. Misaligned jaws and teeth can cause a person to have difficulty chewing and eating. It can also lead to jaw joint problems, tooth fractures, abnormal tooth wear, and even periodontal trauma. Using braces can help provide a long-term solution to these dental health issues. You have an excessive overbite. Orthodontists say that overbite is normal, and in fact, it is hereditary. Severe ones can cause problems like gum disease and TMJ and can lead to poorly maintained oral hygiene. Correcting an overbite is usually easier among children. In adults, jaw surgery may be required. Once you’ve finally decided to get braces, you may find that the cost is a bit prohibitive. While some dental insurance policies will cover a portion of the expenses, you will still have to shoulder costs like medications and your orthodontist’s professional fees. An increasingly popular option for people who need braces but are hampered by the cost is dental financing. United Credit (UC) offers loans for braces with competitive interest rates and affordable monthly payments. It also has same as cash and interest-free financing options to help more people, even those with bad credit, gain access to quality dental care. UC has more than a decade of experience in acting as an intermediary between patients and physicians as well as vendors. For more information on how to get fast and reliable financing for braces through UC, contact (888) 647-4333, send an email to info@unitedcredit.com, or visit the website, www.unitedcredit.com. Resources:  http://www.dentalmetrix.com/overbite-correction-2/ http://www.wikihow.com/Determine-if-You-Need-Braces http://www.urmc.rochester.edu/encyclopedia/content.aspx?ContentTypeID=1&ContentID=4061 http://www.medicinenet.com/dental_braces/article.htm#who_is_a_good_candidate_for_braces http://www.medicinenet.com/dental_braces/page4.htm#how_much_do_braces_cost_does_insurance_cover_orthodontic_treatment Follow us on social: Linkedin-in Facebook-f Instagram Twitter

Liposuction, the Laser Way

For patients who want the fat-burning effect of liposuction minus the risks and after-effects of a surgical procedure, laser liposuction is the answer. Also called laser lipolysis, this procedure “uses heat from fiber-optic lasers at various wavelengths to melt body fat,” according to HealthLine.com. Lipolysis also “spurs the production of the protein collagen, making skin more taut,” unlike in traditional liposuction wherein sagging skin is a common post-procedure issue. Laser liposuction is also said to result in “less swelling and bruising” but risks the possibility of burns because of laser use. NewBeauty.com noted that laser liposuction is better for body and face while traditional liposuction is still recommended for soft fat areas like arms, inner thigh, neck and lower abdomen. On its own, laser liposuction can be effective but some experts say that a combination of both produces the best results because it achieves the body sculpting goal while still managing to tighten the skin (although there is some debate on the latter). Who are qualified for laser liposuction? Like traditional liposuction, potential lipolysis patients are those who are within 30 percent of their ideal body weight, and are in generally good health. NewBeauty.com adds that it is not for those “who do not have good skin elasticity” and those who have “a lot of excess skin particularly after a dramatic weight loss.” Since it is minimally invasive and non-surgical, there is not much recovery downtime. Patients can immediately resume their daily activities although some minor bruising, swelling or discomfort is to be expected. Laser Liposuction Financing The costs of laser liposuction are not too far off from traditional liposuction. One source cites the cost as ranging from $2,500 to $4,000 while another estimates that it can range from $700 for arm fats to $2,200 for stomach fats, per treatment. Treatments normally take full effect after four to eight sessions, depending on the area. From these data, it can be deduced that the varying costs depend on treatment area, clinic prices, physician fees, laboratory fees and other related medical expenses. Of course, laser liposuction is considered as an elective treatment, and as such, is not covered by insurance policies. This is where companies like United Medical Credit (UMC) come in. UMC helps potential laser liposuction patients obtain liposuction financing or liposuction loans. UMC acts as intermediary between patients and a network of trusted partners which includes experienced physicians and vendors, and competitive lenders. Clients get same as cash and interest-free financing options with extensive service support from UMC representatives. UMC provides financing for cosmetic surgery procedures such as body lift, face lift, scar removal, nose surgery, breast augmentation, and hair restoration, among others. UMC also helps prospective patients with financing for bariatric surgery, fertility procedures, dental surgery, Lasik and eye surgery, hearing aids and devices, and other general healthcare requirements. For more information on UMC’s liposuction financing solutions, contact (888) 647-4333, send an e-mail to info@unitedmedicalcredit.com or visit the website, www.unitedmedicalcredit.com. Additional Reference: http://www.sciencedaily.com/releases/2013/04/130415124819.htm Follow us on social: Linkedin-in Facebook-f Instagram Twitter

Financing For Plastic Surgery

[vc_row bg_color=”rgba(97,203,200,0.1)” padding_top=”4em” padding_bottom=”3em” el_class=”top_header”][vc_column width=”1/2″ css=”.vc_custom_1675971558891{padding-top: 100px !important;padding-bottom: 100px !important;}”][vc_custom_heading text=”Financing For Plastic Surgery” font_container=”tag:h1|font_size:62px|text_align:left|color:%23000000|line_height:75px” google_fonts=”font_family:Josefin%20Sans%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic|font_style:600%20bold%20regular%3A600%3Anormal”][/vc_column][vc_column width=”1/2″ offset=”vc_hidden-sm vc_hidden-xs” css=”.vc_custom_1676211038044{padding-top: 100px !important;padding-bottom: 100px !important;}”][vc_single_image image=”9774″ alignment=”right” img_size=”full”][/vc_column][/vc_row][vc_row padding_top=”4em”][vc_column][vc_column_text]At United Medical Credit, we believe that finances should never stand in the way of getting the medical treatment you need. Whether you need bariatric surgery to help you lose weight, money to pay for a lifesaving surgery or treatment, to get a painful tooth removed, or to get the eye and ear care you’ve been putting off, we’re here to help. However, this is only the start of what we do. We finance fertility treatments to help couples realize their dreams of becoming a true family, cosmetic surgery to keep people looking their best, and so much more! One of our more popular loan programs – Plastic Surgery Financing is available for those with good or bad credit – * on approved credit.[/vc_column_text][/vc_column][/vc_row][vc_row padding_top=”4em”][vc_column][vc_custom_heading text=”Why Finance Cosmetic Surgery?” font_container=”tag:h2|font_size:38px|text_align:left|color:%23000000|line_height:52px” google_fonts=”font_family:Josefin%20Sans%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic|font_style:600%20bold%20regular%3A600%3Anormal” css=”.vc_custom_1676210899020{padding-bottom: 1em !important;}”][vc_column_text]Anyone who has been to a doctor in the last twenty years knows the price of medical care just keeps going up. This is especially true when the procedure a patient wants is considered to be cosmetic, hence “elective,” by one’s insurance company. Cosmetic surgery usually runs as little as $500 or as much as $20,000, which is a lot of money to come up with out of pocket. Even worse, many people who undergo cosmetic surgery do it not for the sake of vanity, but so they can live a healthier and happier life, making the traditional insurance company attitude regarding plastic surgery all the more painful.  United Medical Credit’s plastic surgery financing programs are among the best in the nation. Interested on how to get plastic surgery financing – check out our very popular article on “How To Finance Plastic Surgery” There are lots of reasons to consider cosmetic surgery, and this kind of surgery is not the sole province of women anymore. According to the American Society of Plastic Surgeons’ 2012 report, cosmetic procedures are up 5% overall from 2011, a trend which is predicted to continue. Among the different kinds of cosmetic surgery people commonly need and we can finance are:[/vc_column_text][/vc_column][/vc_row][vc_row padding_top=”2em”][vc_column][vc_custom_heading text=”Breast reduction:” font_container=”tag:h2|font_size:38px|text_align:left|color:%23000000|line_height:52px” google_fonts=”font_family:Josefin%20Sans%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic|font_style:600%20bold%20regular%3A600%3Anormal” css=”.vc_custom_1676210915013{padding-bottom: 1em !important;}”][vc_column_text]Among men, treatment for gynecomastia (male breasts) increased by 5% from 2011 to 2012. Among women, breast reduction actually fell 2% in 2012, from 43,923 to 42,022.[/vc_column_text][/vc_column][/vc_row][vc_row padding_top=”2em”][vc_column][vc_custom_heading text=”Tumor removal:” font_container=”tag:h2|font_size:38px|text_align:left|color:%23000000|line_height:52px” google_fonts=”font_family:Josefin%20Sans%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic|font_style:600%20bold%20regular%3A600%3Anormal” css=”.vc_custom_1676210928461{padding-bottom: 1em !important;}”][vc_column_text]Especially in areas that get lots of sun, benign skin tumors are far from uncommon. However, if the tumor is not properly removed, this can result in a divot or crater. Tumor removal is considered a cosmetic procedure because of the techniques used to minimize scarring. 4.2 million of these procedures were performed in 2012.[/vc_column_text][/vc_column][/vc_row][vc_row padding_top=”2em”][vc_column][vc_custom_heading text=”Laceration repair:” font_container=”tag:h2|font_size:38px|text_align:left|color:%23000000|line_height:52px” google_fonts=”font_family:Josefin%20Sans%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic|font_style:600%20bold%20regular%3A600%3Anormal” css=”.vc_custom_1676210946623{padding-bottom: 1em !important;}”][vc_column_text]Accidents often result in deep cuts which leave scars. These are particularly traumatic when they occur on the face, but they require specialist assistance to correct the damage done to one’s skin. 291,000 of these procedures were performed in 2012.[/vc_column_text][/vc_column][/vc_row][vc_row padding_top=”2em”][vc_column][vc_custom_heading text=”Botox:” font_container=”tag:h2|font_size:38px|text_align:left|color:%23000000|line_height:52px” google_fonts=”font_family:Josefin%20Sans%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic|font_style:600%20bold%20regular%3A600%3Anormal” css=”.vc_custom_1676210958224{padding-bottom: 1em !important;}”][vc_column_text]Botox, or botulinim toxin type A as it is known in medical circles, has become an exceedingly popular technique for achieving fuller, more sensual lips, as well as correcting drooping eyelids or sagging brows. One of the biggest reasons for its popularity is its minimally invasive nature, requiring only a tiny injection for long-lasting results. Botox injections rose 8% in 2012 to 6.1 million procedures.[/vc_column_text][/vc_column][/vc_row][vc_row padding_top=”2em” padding_bottom=”2em”][vc_column][vc_custom_heading text=”How Can UMC Help Me With My Procedure?” font_container=”tag:h2|font_size:38px|text_align:left|color:%23000000|line_height:52px” google_fonts=”font_family:Josefin%20Sans%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic|font_style:600%20bold%20regular%3A600%3Anormal” css=”.vc_custom_1676210975347{padding-bottom: 1em !important;}”][vc_column_text]United Medical Care has established a reputation as the premier financing option in America for all types of medical needs, including general medical care, cosmetic surgery, and even fertility treatments. We have a variety of payment plans designed to make medical procedures attainable to patients without having to worry about raising a lot of cash upfront, and can finance procedures from $500 to $20,000 or more! We take a great deal of pride in our streamlined application and loan process. Because we work directly with your healthcare provider to pay for your procedure, you never have to worry about borrowing more than you actually need. The only thing we want our clients to worry about is following doctor’s orders and being on time for their treatment![/vc_column_text][vc_column_text]Perhaps the most exciting aspect of our service is that we have lots of flexibility in our financing, so we can offer medical financing to a wider range of clients with a broader spectrum of needs. While we cannot finance everyone, there is a good chance that we can find a financing package that works with your income, lifestyle, and needs so you can get your procedure as quickly and easily as possible. At United Medical Care, we take every client seriously and personally, assigning each one a dedicated loan officer who works as facilitator, coordinator, and advocate for the people they work with. It is this personal touch that has established UMC as the top provider of medical financing in the United States. It’s like having a personal medical credit card you can’t lose![/vc_column_text][/vc_column][/vc_row][vc_row row_bg=”image” bg_image_repeat=”no-repeat” bg_image=”8682″ padding_top=”6.5em” padding_bottom=”5em” el_class=”custom_backg hidden_on_mobile” css=”.vc_custom_1661617171353{background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}” margin_top=”0″ margin_bottom=”0″][vc_column][vc_custom_heading text=”Follow us on social:” font_container=”tag:h2|font_size:48px|text_align:center|color:%23ffffff|line_height:50px” google_fonts=”font_family:Josefin%20Sans%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic|font_style:600%20bold%20regular%3A600%3Anormal” css=”.vc_custom_1665080224809{padding-bottom: 50px !important;}”][vc_row_inner][vc_column_inner width=”1/4″][vc_icon icon_fontawesome=”fab fa-linkedin-in” color=”white” background_style=”rounded-outline” background_color=”custom” size=”lg” align=”center” link=”url:https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Funited-credit%2F” custom_background_color=”#008657″][/vc_column_inner][vc_column_inner width=”1/4″][vc_icon icon_fontawesome=”fab fa-facebook-f” color=”white” background_style=”rounded-outline” background_color=”custom” size=”lg” align=”center” link=”url:https%3A%2F%2Fwww.facebook.com%2Funitedcreditfinancing” custom_background_color=”#008657″][/vc_column_inner][vc_column_inner width=”1/4″][vc_icon icon_fontawesome=”fab fa-instagram” color=”white” background_style=”rounded-outline” background_color=”custom” size=”lg” align=”center” link=”url:https%3A%2F%2Fwww.instagram.com%2Funited_credit1%2F” custom_background_color=”#008657″][/vc_column_inner][vc_column_inner width=”1/4″][vc_icon icon_fontawesome=”fab fa-twitter” color=”white” background_style=”rounded-outline” background_color=”custom” size=”lg” align=”center” link=”url:https%3A%2F%2Ftwitter.com%2FMedicalCredit” custom_background_color=”#008657″][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row row_bg=”image” bg_image_repeat=”no-repeat” bg_image=”8682″ padding_top=”6.5em” padding_bottom=”5em” el_class=”custom_backg hidden_on_desktop” css=”.vc_custom_1661617171353{background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}” margin_top=”0″ margin_bottom=”0″][vc_column][vc_custom_heading text=”Follow us on social:” font_container=”tag:h2|font_size:48px|text_align:center|color:%23ffffff|line_height:50px” google_fonts=”font_family:Josefin%20Sans%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic|font_style:600%20bold%20regular%3A600%3Anormal” css=”.vc_custom_1665080224809{padding-bottom: 50px !important;}”][vc_row_inner][vc_column_inner width=”1/2″ offset=”vc_col-xs-6″][vc_icon icon_fontawesome=”fab fa-linkedin-in” color=”white” background_style=”rounded-outline” background_color=”custom” size=”lg” align=”center” link=”url:https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Funited-credit%2F” custom_background_color=”#008657″][vc_empty_space height=”55px”][vc_icon icon_fontawesome=”fab fa-instagram” color=”white” background_style=”rounded-outline” background_color=”custom” size=”lg” align=”center” link=”url:https%3A%2F%2Fwww.instagram.com%2Funited_credit1%2F” custom_background_color=”#008657″][/vc_column_inner][vc_column_inner width=”1/2″ offset=”vc_col-xs-6″][vc_icon icon_fontawesome=”fab fa-facebook-f” color=”white” background_style=”rounded-outline” background_color=”custom” size=”lg” align=”center” link=”url:https%3A%2F%2Fwww.facebook.com%2Funitedcreditfinancing” custom_background_color=”#008657″][vc_empty_space height=”55px”][vc_icon icon_fontawesome=”fab fa-twitter” color=”white” background_style=”rounded-outline” background_color=”custom” size=”lg” align=”center” link=”url:https%3A%2F%2Ftwitter.com%2FMedicalCredit” custom_background_color=”#008657″][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row]

How to Pay for Medical Care

Being able to afford medical care has only become harder for most Americans, even as the rates for medical procedures have gone up. Because of this, struggling Americans are having to go without necessary procedures that could increase the quality and duration of their lives because of a lack of insurance or inability to pay for these procedures upfront. Even those with medical insurance are finding it difficult to get approved for procedures. What are the options for patients who need procedures right now but can’t afford to pay for them right now? United Medical Credit has the answer! With innovative financing options for a broad spectrum of credit and income situations, we are the one-stop source for medical procedure financing for just about any medical need, from cosmetic surgery to fertility treatments to help you grow your family. Unlike insurance companies, we work directly with your healthcare provider so you never borrow more than absolutely necessary, making repayment of the loan simpler and less expensive. Here are some of the procedures and types of treatments we provide financing for so you can pay for medical care: – Cosmetic Surgery While insurance companies frequently claim that cosmetic surgery is not medically necessary, patients suffering from everything from cleft palates to the trauma of double mastectomy would disagree. Cosmetic surgery helps people feel more confident in their appearance and allows them to live fuller, more normal lives even after injury or major surgery. UMC offers flexible financing for cosmetic procedures from facelifts to breast reconstruction and much, much more! – Dental Procedures  Whether you need a wisdom tooth pulled or oral reconstructive surgery, dental procedures are never much fun. When you have to worry about how to pay for them, going to the dentist feels like, well, a trip to the dentist. United Medical Credit’s dental financing options help take the pain of going to the dentist out of your wallet while ensuring you and your family get the care they need for a lifetime of strong, healthy teeth and mouths. – Fertility Treatments Undergoing fertility treatments can be a lengthy, uncertain, and most of all expensive proposition. For couples who want a child but have been unable to conceive naturally, fertility treatments are the last recourse to help these families make a baby of their own. Unfortunately, many health insurance policies challenge the need for these procedures. Having a medical credit card would be helpful, but they don’t exist! United Medical Credit’s financing assistance in amounts from $500 to $20,000 can help you achieve your goals of parenthood without bankrupting yourself in the process. Click here to learn how you can finance your IVF treatments. – Bariatric Treatments For people who have tried diet, exercise, and more extreme methods of weight loss, bariatric surgery such as LapBand procedures may be the only way to lose weight and slow or stop the damage done by secondary problems obesity can cause, including diabetes, high blood pressure, heart conditions, and high cholesterol. The expense of these treatments prevents many of the people who could most benefit from them from being able to get these procedures. At United Medical Credit, we do not believe lack of money should mean lack of good health. Our financing options are as good as a medical credit card, allowing you to achieve your weight loss goals without worry! – Lasik and Eye Surgery In an average eyeglass wearer’s lifetime, buying one pair of eyeglasses per year, they will spend roughly $8,400 on eyeglasses. Contacts are slightly less expensive, but much more subject to replacement, and many contact lens users find they still need sunglasses, glasses for reading, and so on, so there’s really not much to choose between the two. Lasik surgery is a popular alternative to having to wear glasses or fuss with contacts, but the price often puts potential LASIK candidates off. UMC believes that money should not be a bar to being able to see your world. Our flexible, affordable financing means you can kiss your eyeglasses goodbye for good! No matter what your medical needs, United Medical Credit has a financing option that can help pay for medical care. While we cannot accept any and all credit, we do offer cosigner and down payment options that can help with your approval. We also offer financing for periods up to 72 months with promotional “same as cash” repayment options. Your overall health should never be contingent on your financial situation when you need to pay for medical care. Follow us on social: Linkedin-in Facebook-f Instagram Twitter

Dental Tourism: Is It Right For Me?

Dental and other forms of medical tourism have become very popular in the United States over the last several years. Among other reasons cited are the expense of having dental work done by a US doctor versus a doctor in another country and the increasing difficulty of finding dentists who accept certain dental plans, particularly those available to self-employed individuals. While it is certainly an option, there are a number of thing to consider when deciding whether dental tourism is the best choice for your needs. The Pros of Dental Tourism Expense: Many doctors charge a quarter to three quarters of what an American doctor can abroad. This makes dental tourism a very attractive notion. Mexico, India, and Thailand are currently hotbeds for American medical tourism, because of the cost and the autonomy doctors in these and other nations are afforded. Treatments such as veneers and crowns, which may be completely unattainable for many Americans under the US healthcare system, are more affordable in other countries, even when taking into account the cost of traveling to the country in question. Transparency in Pricing: In order to stay competitive in the global market, many dentists abroad offer pricing that is more clearly identified than is common among US dentists. While your insurance bill may be confusing and difficult to understand, many foreign dentists make a point to tell you the price upfront, as well as what’s included. This “no surprises” billing makes budgeting and planning for your trip easier, which is one of many reasons why dental tourism is booming. While this sounds great, there is a downside as well. The Cons of Dental Tourism Reduced Legal Recourse: Undergoing a medical procedure far from home, especially on a visiting basis, severely curtails your ability to seek redress through the judicial system if something goes wrong or the work proves to be faulty. Additionally, many countries, especially developing nations, do not have the government oversight and patient protection in place that the US does. This makes any form of medical tourism a risky gamble. Less Government Oversight: Countries like the US, Canada, and the UK have national standards in place for certification of medical personnel. In some countries, however, simply having some basic tools, a storefront, and a sign is sufficient to call oneself a dentist. This increases the risk that a poorly or not at all trained person is working on one of your greatest assets: your mouth! Quality of Treatment: Because American standards of dental care are so high, dentists are forced to rise to the challenge. In other countries, this is not necessarily the case. A veneer that may cost $3000 USD in America may only be $1200 USD in India, but that does not mean the individual installing the veneer is qualified or competent to do so. Also, the ever-present question of how much and how good the aftercare you can expect during a vacation-length recovery period arises here. For this reason alone, cheap doesn’t automatically equate to good. Location and Qualifications: If something goes wrong, how far are you willing or able to go to have it fixed? If you live in California, skipping across the border to Mexico could be a ten-minute trip. From New York to Acapulco is another matter entirely. It should also be remembered that in some countries, simply taking a course on dental hygiene qualifies people to pull teeth! You should always be sure the person who will be doing the work is certified, has good references, and will back their work, even to the point of paying your trip back if the dental work isn’t done properly. Conclusions While dental tourism is a valid option for many people, it may not be the best or the only option for you. Instead of spending your valuable and hard-earned vacation time getting your teeth drilled, wouldn’t it be better to spend that same time relaxing and enjoying the fruits of your labor? United Medical Credit can help make going to a certified dentist or orthodontist in your own town easy and affordable, with flexible billing plans and lines of credit from $500 to $20,000 with a variety of payment options and incentives for even those customers with less than perfect credit. Before you spend your vacation abroad getting dental work done, why not see if you can have it done here at home? Then you can spend your vacation on vacation, instead of convalescing. Contact United Medical Credit today and find out what dental financing options we can offer for your dental procedure! Follow us on social: Linkedin-in Facebook-f Instagram Twitter

Let’s Have a Lap Band Talk

Obesity and the problems that come along with it are one of the main causes of premature death in the United States and other western nations. It has reached almost epidemic proportions, while the diet and weight loss industries are raking in billions, and more and more people are overweight and obese. Most of these gimmicks do not work and for many, diet and exercise are just not enough, more drastic measures need to be made for the sake of their health, as well as their self-confidence in the way they look. This is where weight loss surgeries like gastric bypass or the lap band have been proven to be very helpful. These are not meant for someone who is looking to lose just 20 pounds, these surgeries are meant for people who are morbidly obese. They are highly effective, however, they are also very expensive and many insurances do not cover these types of surgeries as, in most cases, they are considered cosmetic. At United Credit, we offer affordable financing for cosmetic surgery, making the options of gastric bypass or the lap band accessible to more people. Gastric Bypass Gastric bypass surgery has been around for close to 25 years but has been performed with more frequency as of late. The most common type of gastric bypass surgery is what is called Roux-en-Y. The surgery reduces the size of the stomach and bypasses part of the intestines. This reduces the amount of food and calories that can be taken in and absorbed by the body. This results in significant weight loss over time for those who have had this surgery. This is a more invasive type of weight loss surgery than something like the lap band, but it is used in cases where the lap band would not be effective or suitable. The costs of this surgery vary but can be as much as $40,000. Lap Band Surgery Officially known as a laparoscopic adjustable gastric band, the lap band has been around and used commonly since the mid-1990s. It is a silicone band that is placed around the stomach, creating a smaller stomach pouch that reduces the amount of food that can be consumed. It also helps to increase the feelings of fullness and satiation with less food, meaning less overeating by the patient. Many doctors prefer this type of surgery over the traditional gastric bypass as it is less invasive and has fewer risks, reduced recovery time, and less pain for the patient. It is generally used on obese patients who are not the best candidates for invasive surgery or those who are not as morbidly obese as those who would be candidates for gastric bypass. Many see advantages of this type of surgery over gastric bypass the first being the less invasive nature described above. This means fewer incisions, less pain, and faster recovery time for the patient. Another big advantage of the lap band is that it is a fully reversible procedure, which gastric bypass is not. The costs of the lap band procedure vary, just as gastric bypass surgery, but does tend to be a bit less expensive. The average costs of this surgery range from $10,000-$30,000. It is a more affordable option that is less invasive and may be a better option for some than others. Again, your doctor will advise you on the best type of weight loss surgery for your situation. Both gastric bypass and lap band surgery are effective means of spurning dramatic weight loss. Though both have their risks, the risks associated with being morbidly obese generally make the risks of surgery worth it. These surgeries have been around for many years and have been performed countless times with success. Each surgery is suited for particular cases and needs, your doctor will know which is best for your situation. One of the biggest barriers to these weight loss surgeries is their costs. Many insurance companies do not cover this type of procedure and most don’t have the funds to pay for these surgeries out of pocket. United Credit is here to offer fair and affordable terms of financing cosmetic surgery, allowing many the option of procedures that once seemed beyond their means. Follow us on social: Linkedin-in Facebook-f Instagram Twitter

What Is A Mommy Makeover?

The mommy makeover has become a very popular form of cosmetic surgery. The name applied to the procedure is actually very general. The operation can include several different procedures. Sometimes, it is even necessary to schedule various operations in the hospital. The idea behind these procedures is to give women back the bodies that they had before they gave birth to one or more children. Why Childbirth and the general effects of age can do a lot of damage to a person’s appearance. Women often complain of sagging bellies and breasts and stretched skin. That is why they include three primary procedures in a typical mommy makeover. These are the tummy tuck, breast augmentation, and liposuction. Sometimes a mommy makeover will include other procedures or only one of those listed above. Cosmetic Surgeries Involved in a Mommy Makeover 1. Breast Augmentation These surgeries may either add firmness and even some size to a mother’s breasts or they may involve some tailoring of the breasts’ appearances in order to repair the damage done during breastfeeding and pregnancy. Sometimes the procedure is known as a breast lift if no implants are inserted into the breast tissue. The incisions may be made through the areolae or through the armpit. Women have the choice of using saline implants or silicone implants. 2. Tummy Tuck The goal of this part of the procedure is to flatten the stomach. It may involve a little or a lot of liposuction. After removing a certain amount of fat from the areas near the walls of the stomach, doctors will make an incision in the peritoneum, which holds the organs of the stomach in place, and stitch the two pieces together more tightly. With proper care taken during recovery, women will notice a tighter stomach in the following weeks. 3. Liposuction In addition to the liposuction done during a tummy tuck, some women may elect to have liposuction performed on other parts of their body, such as the thighs, upper arms and the sides of the abdomen. This part of the procedure may be performed in a variety of different ways. Typically, doctors use jets of water to loosen deposits of fat before removing them from the region. Others try to soften the area with ultrasound prior to surgery. A newer method uses lasers to excise fatty deposits. 4. Mommy Makeover Cost The cost of a mommy makeover varies depending on where you live and how many procedures will be a part of the cosmetic surgery. Some doctors’ offices will offer package deals. Even so, it would be difficult to find a mommy makeover under $10,000. 5. Cosmetic Surgery Financing Insurance will probably not cover these costs. If you cannot pay up front for them look into health care finance opportunities. You may find help with United Credit  for these operations. They offer a variety of packages and repayment plans. Follow us on social: Linkedin-in Facebook-f Instagram Twitter

Thinking about cosmetic surgery? 5 questions to ask yourself

Are you thinking about having cosmetic surgery? If so, you should ask yourself five questions to see if you should follow through with it. Every day thousands of people in the United States see their plastic surgeons for cosmetic surgery. These surgeries range from breast augmentation to a tummy tuck. Knowing which doctor to pick and why you want the surgery is important. If you know what to expect going into the surgery, you’ll be happy with what you get out of the surgery. Below are the 5 questions: Why do I want the procedure? – Most people want to get cosmetic surgery done so they can look as good as they feel. Many people already feel good about themselves and just want to shed the few extra pounds they can’t seem to shake in the gym or tighten up their skin because their daily skincare routine doesn’t work anymore. Knowing what you want to fix and communicating that to your surgeon is very important. Why do you want cosmetic surgery? Do I have the time? – Many people work 9-5 jobs and don’t always have the days off needed to recover from a procedure. Even the most simple procedures take at least 4 days to recuperate. Do you have the time? Can you take some vacation days? Do I have the right medical staff? – Choosing the right doctor is very important. You should try and check their board certifications and patient history to see if they are reputable or not. Lastly, you want to feel comfortable on a personal level with your surgeon. After all, they have private information about you that you probably don’t want anyone else to know! Can I afford the procedure? – Cosmetic surgeries can be very expensive. Luckily, United Credit offers Cosmetic Surgery Financing for its patients. If you need a loan or help financing a portion of the procedure, look no further than United Medical Credit! Is my family supportive? – You will need a family member or trusted friend to help you get home and take care of you after the procedure. Surgery can be very emotional and physically taxing. The right support system can help you get better in no time. Answering these 5 questions can help give you a better understanding of your cosmetic surgery experience. United Credit is here to help you every step of the way. Follow us on social: Linkedin-in Facebook-f Instagram Twitter